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If you have already downloaded an APK from a site like rexdl.com , happymod , or an1.com claiming to be a Mikandi mod:

Mikandi maintains server-side records of user credits. A modded APK cannot "fake" unlimited credits because the credit balance is stored on Mikandi’s servers, not on your phone. At best, the mod offers a fake visual display (client-side only)—you will see "999,999 credits" but receive an error when trying to spend them. At worst, the app detects the tampering and permanently bans your device ID.

Distributing modded APKs is copyright infringement. While downloading a mod is rarely prosecuted for an individual user, it violates the Mikandi Terms of Service. Furthermore, if the mod contains stolen data (like credit card details from other users), having that file on your device could be problematic.