PayPal remains the most recognized brand globally. While Cash App and Venmo dominate the US, PayPal is the only platform that works reliably in over 200 countries. For a $5 transaction between a freelancer in the Philippines and a client in Texas, PayPal is still the default.
PayPal frequently runs seasonal or targeted marketing campaigns. These are the most common ways users receive a 5 USD credit: paypal 5 usd