Do not treat this as a standard form. Treat it as a commercial contract. If your business processes over Ksh 500,000 daily, hire a lawyer to review the filled form before submission. A rejected application can blacklist your directors for 6 months.
| Aggregator | How to Download | |------------|----------------| | | Visit kopokopo.com → “Become a Merchant” → Application form (PDF) available after sign-up or by request. | | Cellulant (Tingg) | Go to cellulant.com → “Tingg” → Merchant application → Download agreement. | | iPay | ipayafrica.com → “Merchants” → Request form via email. | | Jambo Pay | jambopay.co.ke → “Get Started” → Agreement PDF download. | | Direct from Safaricom (for aggregators) | Safaricom does not publicly post aggregated agreements. Aggregators must request the master agreement from Safaricom’s M-PESA Business team. |